Atlantic Credit Repair
Overview
Located in Smithtown New York, Atlantic Credit Repair is a credit repair company that has an average credit score increase in 6 months of 60 points. They opened in 2008 with the support of a prestigious credit law firm to assist them with implementation of all new credit laws, assist in negotiations and settlements of debts and for the assistance in removal of negative items from our client’s credit files. Their company is not Better Business Bureau accredited.
Atlantic Credit Repair Process
- They offer a free credit consultation
- Provide a link for you to obtain your free credit report, they cannot pull your reports for you
- You should receive updated credit reports every 15-45 days
Features
- Offer a 100% money back guarantee
- Provide login access to view your file
Costs
Has a one-time fee as low as $495 and they offer payment programs. During your consultation they will discuss your personal fee.
We would love to hear from you, feel free to leave a comment below.
Credit repair takes a lot of time. If you are starting out from scratch, you must take time to get acquainted with the different laws the protect consumer credit rights and how you can exercise those rights. Depending on your specific situation, you then need to draft the proper letter to either dispute a inaccurate item on your credit report, request verification of the accuracy of items on your credit report, or request a creditor to consider the whole life of your account before reporting a negative credit item. Once you write the request, you may not receive an answer right away which means escalating the issue via applicable laws. You have to ask yourself what you are giving up by spending all this time on researching your credit. In many cases, you can pay a credit repair company $50-100/month which depending on your hourly pay at work could be made up in a matter of a couple hours worth of work