Lexington Law Firm

Lexington Law Firm

Overview:

Lexington Law Firm has established itself as the leader in consumer credit repair both in scale and in results. Lexington Law has applied the professionalism of a law firm to our 500,000 retained clients with over 1,000,000 negative items removed in 2010 alone. They have been in business for over two decades and are the clear leader in the industry. We highly recommend Lexington Law’s service for anyone looking for a credit repair company.

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Lexington Law ReviewScore Card: A+

  • Cost: $99 Setup As low as $59.99/mo.
  • 19 Years of Experience
  • Over 500,000 Clients Served
  • 22 Lawyers in 16 States
  • Excellent BBB Record (O Unresolved Issues)
  • Over 1,297,266 Items Removed in 2011

To bypass phone system options, and

speak directly to a Lexington paralegal

(855) 255-0149

Service Review:

Lexington Law has established itself as the top choice in credit repair and has been the trusted leader for over 19 years. They have helped over 500,000 clients improve their credit. Their clients have seen an average of 8.7 removals from their combined credit reports by month 3, and 28.6 removals by month 12.

Highlights:

Lexington Law is one of the premier choices when it comes to credit repair companies. With over 19 years of experience and hundreds of thousands of clients served, they have a unique, proactive approach to credit repair. There are three levels of service available, and you are in control of which items on your credit report to dispute. Getting started is simple, and there is a free online consultation available via the company’s website.

Features:

Case Facilitators paralegals work to repair your credit at all three credit agencies

Case Facilitators paralegals work to repair your credit at all three credit agencies

Case Supervisors  lawyers oversee the credit repair process and are ready to assist with any complex issues that may arise

Pay as you go allows you to pay for service month to month in order to protect and repair your credit in an ongoing fashion

In the Concord service levels, you also get access to goodwill interventions, escalated information requests, and debt validation. And at the Concord Premier service level, you have access to the Report Watch system which monitors your credit report, and the monthly credit score analysis to help you keep track of your credit score and ways to improve. Additionally, at the premier level, Lexington Law provides Identity Theft Insurance – yet another way to preserve your financial peace of mind.

Costs:

Lexington Regular: $99.00 setup fee and $59.00 per month

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Credit Assistance Network

Credit Assistance Network

Review

Credit Assistance Network is a national credit repair company located in Boca Raton, Florida. They are backed by an “A+” Florida Better Business Bureau rating with zero complaints and have been members since 2005.  They have a 5 star rating with BBB Trustlink consumer review website.   Their company has been in business since 2004 and they are accredited with the National Assocaition of Credit Services Organization.  Cost of their program is slightly higher then some companies because the emphasis is on personalized service.

Credit Assistance Network Process:

  • A free credit analysis and consultation is offered to review your reports
  • Once enrolled they provide same day setup
  • Online account is issued with private login credentials
  • Inaccurate, inflated and questionable items disputed with all 3 bureaus on the 1st cycle
  • When you receive results, you may fax, email, mail or upload results directly into your account
  • Creditor interventions sent to all applicable creditors and collection agencies on the 2nd cycle
  • Based on responses, additional interventions are sent to both creditors and bureaus
  • Unpaid debts that may require settlement are addressed on a case by case basis and assistance is provided at no additional cost
  • Periodic case reviews are made to ensure you are on the correct path to reaching your goal

Features

  • 1 on 1 personalized service and toll free live phone support
  • Up to 45 items disputed per month
  • Direct creditor interventions
  • Debt validation and escalated information requests
  • Complaint filing with regulatory agencies
  • Personal information correction
  • ID theft resolution assistance
  • Performance money back guarantee
  • Security clearance assistance
  • Chex Systems resolution
  • Inquiry and public record disputes included
  • Privacy requests
  • Credit building coaching
  • All inclusive, no additional fees
  • Special requests are accepted
  • 24/7 online access to your account
  • They are not a law firm

Costs

$245 Setup and $95 per month.

No Advance Fee.   Discounts are given for couples that enroll together.  Mention www.CreditRepairCompanies.com and receive $50 off the setup fee

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180 Credit Solutions

180 Credit Solutions

Overview:

180 Credit Solutions is a national credit repair company located in Melissa, Texas.  They are registered with the Secretary of State, 100% bonded and insured with 10 years experience. You can submit your information on their webpage or over the phone to receive free credit repair information.
 

180 Credit Solutions’ Credit Repair Process:

  • A free credit analysis will be preformed to evaluate your situation.
  • They will assist you in getting your credit reports.
  • Credit reports will arrive to your mailing address then you need to forward them back to 180 credit solutions.
  • They will review the outcome of each investigation and determine the necessary actions to take to ensure the best possible results.
  • Results can occur in as little as four weeks, but usually results will be received in 4-6 weeks and no longer then 180 days.
  • Best average results within 75-90 days

 

Features:

  • Not a law firm
  • Claim 100% permanent results
  • They offer a money back guarantee.
  • Currently averaging a 40% deletion rate.

 

Costs:

Cost to be determined on evaluation. They offer a discount for any two people that are seeking our services.

 

Please feel free to leave a comment if you have had experience with this company.

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Ovation Credit Service

Ovation Credit Service 

Overview:

Ovation Credit, located in Jacksonville, Florida specializes in repairing your credit.  It was founded by attorneys 7 years ago and is a Florida BBB member with an “A” rating.   They have seen an average of 19 improvements per client.
 

Ovation Credit Process:

  • Choose one of the two programs available, Essentials or Essentials Plus
  • They will assist you in ordering and forwarding your credit report information so they can enter it into your case file for processing
  • You will then login and activate the Dispute Manager.  You will be asked several questions about the content of your credit report.
  • Then the most effective strategy will be determined to remove the questionable items.
  • Credit bureaus then have a specific amount of time allotted by law to respond.
  • Results in as little as two weeks, and most individuals begin to see impressive results within 60-90 days

 

Features

:

  • Add additional custom services and also upgrade, downgrade, or cancel anytime.
  • 24/7 access to your case status and updates through a online login portal
  • Free consultation
  • Unlimited disputes submitted to all three credit bureaus
  • Daily security McAfee scan
  • They use the industry standard Secure Socket Layer (SSL) encryption on web pages where personal information of a sensitive nature is transmitted

 

Costs 

Essentials: $79 first work fee then $39 per month.  Essentials Plus: $79 first work fee then $59 a month.  Couples discount available. 

 

We would love to hear about your experience with this company.  Please comment below.

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Apex Credit

Apex Credit

Overview:

Apex Credit Services, located in San Albans, West Virginia is a national credit repair firm. They claim they are members of the West Virginia Better Business Bureau and fully comply with all applicable federal and state law.  They have been in business since 2006.

Apex Credit Services’ Process:

  • Submit your application through their website or over the phone, then they will determine whether or not they can assist you.
  • You will be provided a contract to review and sign
  • They will seek legal representation for you should they be unable to help you fully accomplish your credit goals.

 

Features:

  • Apex Credit Services is registered with the State of Tennessee; Office of the Secretary of State
  • Offer services in: consumer credit repair, debt validation services, debt settlement, interest reduction, business credit solutions, and stop creditors harassment.
  • Focus areas include: consumer credit repair, interest negotiation, business credit, seasoned trade lines, obtaining credit, collection agency abuse, attorney referral, credit consultation, debt settlement, compliance training

Costs:

After conducting an evaluation of your information, they then determine if they can assist you.  They charge no fee’s for simple case evaluations and not before their work is completed.

 

 

We would love to hear any of your comments if you have had experience with this company.

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Credit Attorney

Credit Attorney

Overview:

Credit Attorney is a credit repair law firm located in Provo, Utah that works on a national level. Open since 2001 they have over 50,000 clients served.  They are not a member of the BBB but have a “C+” rating.
 

Credit Attorney Process:

• Enroll online or by phone
• Choose between the three levels of services available: Standard, Gold, and Platinum
• Send them your credit reports. They will tell you how to obtain a free credit report if you don’t have current copies.
• Using the Dispute Manager, choose the items you want to dispute.
• They then process and work your disputes with Equifax, Experian, and TransUnion.
• The credit bureaus have 30 days to process each round of disputes and will send you the updated credit reports. You need to forward updates and letters to the law firm.
 

Features:

• Attorney-client privilege protection
• Progress monitoring available 24/7
• Offer a refund policy
• Free consultation
• Cancel anytime
• 24/7 access to client extranet
• Where sensitive information is used the industry-standard Secure Sockets Layer (SSL) encryption is in place.
 

Costs

:
Three options available are: Standard: $99.95 first-work fee, $49.95 monthly. Gold: $99.95 first-work fee, $69.95 monthly. Platinum: $99.95 first-work fee, $89.95 monthly
 
We strive to provide to best reviews possible. A comment of your experience with this company below is appreciated.

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MSI Credit Solutions

MSI Credit Solutions

Overview:

MSI Credit Solutions is a credit repair company located in Frisco, Texas that opened in 2006. They offer nationwide service, are registered with the Texas secretary of state, and are 100% bonded. Their company is not accredited by the Better Business Bureau and have a “F” rating. They are not a law firm.
 

MSI Credit Solutions Process:

• A free consultation (a $500 value) is available to evaluate your situation. You can submit your information online or over the phone
• They will pull credit reports for you from all three bureaus
• An analysis will be performed to make a plan of action that works best for you
• They will audit the credit bureaus and creditors on your behalf
 

Features:

• You can cancel anytime, no pre-set obligation
• They offer unlimited disputes and unlimited debt validations
• Se habla espanol (offer Spanish for those who need it)
• Claim a 100% money back guarantee
• Online login portal to view your account 24/7
 

Costs:

Prices vary depending on your situation. All major credit and debit cards accepted. They offer couples discount. You can also “pause” your account if for some reason you are unable to pay.
 
Please comment below if you have any reviews about this credit
company.

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DSI Solutions

DSI Solutions

Overview

DSI Solutions, founded in 2001, is a credit repair company located in Whiting, Indiana.  They have 10 years of experience and have helped over 100,000 customers with their credit.  They obtain your credit reports and scores, they do not charge monthly fees, and they give you complete satisfaction guarantee.  Their company has an excellent BBB Record though they are not members.   
 

DSI Service

  • First, they do not ask you to obtain your credit or pay for it.  They obtain your credit reports and scores for you, for free. 
  • They can get started the very next day and will take care of everything for you.
  •  They address everything that can negatively affect your credit, including; Foreclosure, late payments, charge offs, judgments, repossessions, identity theft, closed accounts, bankruptcies, negative settlements, liens, collections, and more

 

Features

  • Satisfaction Guarantee
  • NO Monthly Fees
  • 10 Years of Experience
  • Over 100,000 Clients Served
  • Flat Fee
  • Help Beyond Credit Reports
  • Excellent BBB Record
  • Free Credit Reports
  • Free Credit Scores

 

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Cost

 Their pricing is three payments of $89 and no monthly fees.

 

We would love to hear from you, please leave a comment below. 

They claim this to be a real clients testimony:

“It seemed like every time I wanted something there was another hurdle I had to jump over, and I hated it. I wish I would have known a long time ago how easy it would be to fix my credit. One of my credit cards had an interest rate that was just about as much as the monthly payment! They finally brought me back down to just 9.9%, I never thought I’d get such a good rate!
…and by the way, I just bought a car for a great deal too!”
Dawn K.
Anchorage, AK

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Sky Blue Credit

Sky Blue Credit

Overview

Located in Delray Beach Florida, Sky Blue is a national credit repair company accredited by the Better Business Bureau. Open since 1989 they are licensed and registered with the States Attorney General offices. They are not a law firm.
 

Sky Blue Credit Process

• They will conduct a line-by-line review of your reports, note the issues that are harming your credit, and identify opportunities to optimize your credit scores
• They will challenge your erroneous items with the credit bureaus
• If the items challenged are not corrected they will automatically send customized re-disputes
• They can provide credit score counseling, assistance with building new credit, and help in meeting lender requirements
• An average customer is with them for six months
 

Features

• Secure online experience
• Customized disputes
• Risk free guarantee
• FICO score consulting
• Debt validation

 

Costs

A one-time first work fee of $49 charged after services rendered. After that they charge a flat $49 per month. They accept all major credit cards. Couple discount are available.
 

If you need something done right, work with a professional. Sky Blue Credit is a serious player in the national credit repair industry for a reason. If you are wanting to get that house, car, or loan approval right away, consider getting professional help today from a leader in quality, service, and results.

Visit Sky Blue Credit

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TOP TEN CREDIT COMPANIES
Lexington Law Firm
Sky Blue Credit
DSI Solutions
Credit Assistance Network
180 Credit Solutions
Ovation Credit Service
Apex Credit
Credit Attorney
MSI Credit Solutions